Perfect-fit Insurance Solutions

Happiness Is Hassle-Free

We’ve built our reputation and enduring relationships on our customer-centric, people-focused philosophy. We understand nothing in business is static and are happy to work with you to adapt your insurance program to your evolving goals.

A Proven Process for Results and Reassurance

Over the decades, we have developed a simple but solid process that makes sure that, regardless of size, you’ll have a strategic and flexible solution that can grow with your organization.

From the initial meeting to well beyond implementation, Applefield Hughes has your back.


1. Listen

Gather feedback regarding your previous benefits package experience. Evaluate the needs and objectives of your company and employees, for the upcoming plan year and beyond.


2. Design A solution

Research and analyze customized proposals from major carriers to develop a strategy to meet your needs and objectives. Propose best options to management and work with them to make final selection.


3. Implementation

Educate employees about their benefits, assist them with enrollment forms and plan selection.


4. Service

As your insurance services partner, we will be available on an on-going basis to alleviate your administrative burden, make sure the plan year runs smoothly, and help you strategize for the future.