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  <url>
    <loc>https://www.applefieldhughes.com/get-started</loc>
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    <priority>0.75</priority>
    <lastmod>2021-05-17</lastmod>
    <image:image>
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      <image:title>Getting Started - 1. Listen</image:title>
      <image:caption>Gather feedback regarding your previous insurance coverage or benefits package experience. Evaluate the needs and objectives of your company and employees, for the upcoming plan year and beyond.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/t/5b4fd4f3758d46506ec50570/1531958523280/AH-Process-Icons_Solution.png</image:loc>
      <image:title>Getting Started - 2. Design A solution</image:title>
      <image:caption>Research and analyze customized proposals from major carriers to develop a strategy to meet your needs and objectives. Propose best options to management and work with them to make final selection.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/t/5b4fd509562fa77892864760/1531958644236/AH-Process-Implement.png</image:loc>
      <image:title>Getting Started - 3. Implementation</image:title>
      <image:caption>Educate clients and employees about their benefits, assist them with enrollment forms and plan selection.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/t/5b4fd530f950b763cddd4113/1531958582859/AH-Process-Icons_Service.png</image:loc>
      <image:title>Getting Started - 4. Service</image:title>
      <image:caption>As your insurance services partner, we will be available on an on-going basis to alleviate your administrative burden, make sure the plan year runs smoothly, and help you strategize for the future.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/t/5b5a358faa4a99f6b846f56e/1532638619373/AH-PersonalInsurance.jpg</image:loc>
      <image:title>Getting Started</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.applefieldhughes.com/about</loc>
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    <priority>0.75</priority>
    <lastmod>2021-04-10</lastmod>
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      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/t/5b5a35b8758d46370802522c/1532638659004/AH-EmployeeBenefits.jpg</image:loc>
      <image:title>About</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.applefieldhughes.com/blog</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-06-14</lastmod>
  </url>
  <url>
    <loc>https://www.applefieldhughes.com/index</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2021-04-10</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/t/5b4fdab6562fa778928729af/1531960031996/AH-Website-NCIM-Logo.png</image:loc>
      <image:title>Index</image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/t/5b4fdaea88251b6ef14dcd6c/1531960061598/AH-Website-TL-Logo.png</image:loc>
      <image:title>Index</image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/t/5b4fda6e2b6a2853e2bcc2b5/1531959978707/AH-Website-SEG-Logo.png</image:loc>
      <image:title>Index</image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/t/5b5a34cf2b6a28879e54ec58/1532638425902/AH-InsuranceGuide.jpg</image:loc>
      <image:title>Index</image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/t/5b5a34fe562fa764113092de/1532638483950/AH-InsuranceSolutions.jpg</image:loc>
      <image:title>Index</image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/t/5b5a352e352f533082fd834f/1532638558439/AH-InsuranceHelp.jpg</image:loc>
      <image:title>Index</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.applefieldhughes.com/insurance-solutions</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-05-17</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/t/5b47865d70a6ad5a79452515/1531435508231/AH-Insurance-Accessible.jpg</image:loc>
      <image:title>Insurance Solutions - Accessible</image:title>
      <image:caption>We are here to alleviate the burden of employee benefits administration. We handle your claims, compliance and billing issues, employee education, implementation, processing of both new hires and terminations, as well as important but mundane details such as ID cards. There are a lot of moving parts, and our proactive, detail-oriented, efficient team knows how to manage all of them.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/t/5b47867aaa4a996c82ee8a4c/1531434633342/AH-Insurance-Knowledgable.jpg</image:loc>
      <image:title>Insurance Solutions - Knowledgable</image:title>
      <image:caption>As the leader of your organization, we know you don’t want or need the hassle of researching employee benefits packages. After we thoroughly vet all the options, we’ll present solutions that balance your responsibility to your bottom line with your concern for employee satisfaction.  This allows you to focus on your expertise while we focus on ours.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/t/5b478695aa4a996c82ee8f80/1531434658416/AH-Insurance-Reliable.jpg</image:loc>
      <image:title>Insurance Solutions - Reliable</image:title>
      <image:caption>Our goal is to help you secure the plan that best matches your business needs and the needs of your employees. As an experienced, independent insurance broker partnering with leading national carriers, we have extensive knowledge of the options available for employee benefits, executive benefits, and personal insurance.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/t/5b47dd0903ce64131d17fff9/1531436308492/AH-Insurance-Benefits.jpeg</image:loc>
      <image:title>Insurance Solutions</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.applefieldhughes.com/process-steps</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-06-28</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/t/5b351aac03ce64e993fc75d6/1530206808645/</image:loc>
      <image:title>Steps - 1. Listen</image:title>
      <image:caption>Gather feedback regarding your previous benefits package experience.  Evaluate the needs and objectives of your company and employees, for the upcoming plan year and beyond.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/5b350fbe03ce64b0207164cc/5b350fe70e2e7293f9b40be3/1530206808645/stock-photo-sea-sand-sky-and-summer-day-244123600.jpg</image:loc>
      <image:title>Steps - 1. Listen</image:title>
      <image:caption>Gather feedback regarding your previous benefits package experience.  Evaluate the needs and objectives of your company and employees, for the upcoming plan year and beyond.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/5b350fbe03ce64b0207164cc/5b351003352f539721716d28/1530206834608/stock-photo-sea-sand-sky-and-summer-day-244123600.jpg</image:loc>
      <image:title>Steps - 2. Design a Solution</image:title>
      <image:caption>Research and analyze customized proposals from major carriers to develop a strategy to meet your needs and objectives. Propose best options to management and work with them to make final selection.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/5b350fbe03ce64b0207164cc/5b35100d2b6a281d8ab89c68/1530206866935/stock-photo-sea-sand-sky-and-summer-day-244123600.jpg</image:loc>
      <image:title>Steps - 3. Implementation</image:title>
      <image:caption>Educate employees about their benefits, assist them with enrollment forms and plan selection.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/5b350fbe03ce64b0207164cc/5b351a921ae6cfe3eb1e25e8/1530206892058/stock-photo-sea-sand-sky-and-summer-day-244123600.jpg</image:loc>
      <image:title>Steps - 4. Service</image:title>
      <image:caption>As your insurance services partner, we will be available on an on-going basis to alleviate your administrative burden, make sure the plan year runs smoothly, and help you strategize for the future.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.applefieldhughes.com/solutions-gallery</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-07-12</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/t/5b47d27b6d2a73b3ec71c7cc/1531433554353/</image:loc>
      <image:title>Solutions Gallery - Accessible</image:title>
      <image:caption>We are here to alleviate the burden of employee benefits administration. We handle your claims, compliance and billing issues, employee education, implementation, processing of both new hires and terminations, as well as important but mundane details such as ID cards. There are a lot of moving parts, and our proactive, detail-oriented, efficient team knows how to manage all of them.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/5b46abe4562fa7d57a9d0759/5b46ac4f562fa7d57a9d16ae/1531433554353/AH-Insurance-Accessible.jpg</image:loc>
      <image:title>Solutions Gallery - Accessible</image:title>
      <image:caption>We are here to alleviate the burden of employee benefits administration. We handle your claims, compliance and billing issues, employee education, implementation, processing of both new hires and terminations, as well as important but mundane details such as ID cards. There are a lot of moving parts, and our proactive, detail-oriented, efficient team knows how to manage all of them.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/5b46abe4562fa7d57a9d0759/5b46ac680e2e725582f5654c/1531433575481/AH-Insurance-Reliable.jpg</image:loc>
      <image:title>Solutions Gallery - Reliable</image:title>
      <image:caption>Our goal is to help you secure the plan that best matches your business needs and the needs of your employees. As an experienced, independent insurance broker partnering with leading national carriers, we have extensive knowledge of the options available for employee benefits, executive benefits, and personal insurance.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5afc6fca7c93277d0573461d/5b46abe4562fa7d57a9d0759/5b46ac882b6a286a633532e3/1531433595854/AH-Insurance-Knowledgable.jpg</image:loc>
      <image:title>Solutions Gallery - Knowledgeable</image:title>
      <image:caption>As the leader of your organization, we know you don’t want or need the hassle of researching employee benefits packages. After we thoroughly vet all the options, we’ll present solutions that balance your responsibility to your bottom line with your concern for employee satisfaction. This allows you to focus on your expertise while we focus on ours.</image:caption>
    </image:image>
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